Established 1994
Established 1994
Spina & Kreitzman PLLC specializes in helping both individuals and companies with all aspects of the bankruptcy filing process, including cases filed pursuant to Chapter 7, 11 and 13. Our attorneys can help you or your business properly handle whatever financial setback you may be facing.
The decision to file a bankruptcy case is too important to make without experienced counsel. Our firm has been filing bankruptcy cases on Long Island and within the surrounding area for over 20 years. Call us today to schedule your free, in-person bankruptcy consultation.
Chapter 7: Typically for those individuals with lower income and few assets who are trying to wipe out high debt;
Chapter 11: Used by larger businesses looking to restructure debt;
Chapter 13: A repayment plan that can help those individuals trying to save a home from foreclosure, individuals who have assets that could be lost in a Chapter 7 filing, or individuals whose income does not meet the Chapter 7 qualifications.
Owning your own home is a dream come true but finding yourself in a situation where you can no longer afford your mortgage payments is like a nightmare. The attorneys at Spina & Kreitzman PLLC can help. If you're looking to change the terms of your loan due to a reduction of income or an increase in expenses, we can assist you with the process and make sure that all the paperwork is properly completed.
With our help, your mortgage modification can include lowering the interest rate, reducing the loan principal and/or monthly payments, and/or eliminating late fees and other penalties. Don't trust the handling of your mortgage modification with just anyone. Call Spina & Kreitzman PLLC today.
If your home is in foreclosure or even if you have just recently defaulted on your mortgage payments, the attorneys of Spina & Kreitzman PLLC can help. We understand that your home is one of the largest investments you will ever make and we want you to keep it. The foreclosure process varies from state to state, so make sure you choose an attorney with knowledge of the local rules and experience in our area courts. Call us today and let us help you save your home.
If you're looking for advice on the best ways to manage and settle your debt, the attorneys at Spina & Kreitzman PLLC can help. Having a large amount of debt can weight heavy on your mind and affect multiple aspects of your life, While we will help you find the best path to resolve your debt, we will also focus on making sure you are well informed about the process and how to avoid these problems in the future. Call Spina & Kreitzman PLLC today to talk about your options.
Spina & Kreitzman PLLC represents both contractors/subcontractors who find themselves defendants in Article 3-A/Lien Law litigation as well as those individuals who have a potential claim against a contractor/subcontractor who may have acted improperly. Although litigation may seem like a burdensome process, it could be your best option. Call our office today to discuss your situation.
Spina & Kreitzman PLLC represents both buyers and sellers in residential and commercial real estate transactions. We can even assist in getting your property sold quickly and for maximum profit. Call us today if you are thinking about buying or selling your property so we can guide you through the process.
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